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PROTECT YOURSELF FROM SCAMS!  Research all business opportunities thoroughly, and never blow off other people's bad experiences.  Ask around (and listen!).  The Scams101 Message Board is a good place to start.  What's that?  You've found a Biz Op and you're wondering if it's endorsed by FIB?...  Not unless it's listed in MaaMaw's Magnificent Toolbox.






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FIB - Scams 101

Re: It WORKS!!

Posted By: Calvin
Date: Monday, November 26, 2007, at 1:47 p.m.(pst)

In Response To: Re: It WORKS!! (Sue Copening)

>> RESPONSE:

>> The above statement is incorrect on SO many levels.

>> First... It IS necessary... if you want the MOST SAVINGS POSSIBLE. If
>> you are happy with LESS savings... then, yes, you would be correct. The
>> advance TIMING of the transfers (heloc IS necessary for this), is what
>> gets the Money Merge account to ALWAYS BEAT what you could do with your
>> discretionary income alone. Can you get MOST of the savings on your own?
>> Sure ...if you were disciplined enough. But you could ALWAYS do that. Are
>> you? The extra edge the software gets you more than pays for the cost of
>> the software. Then you simply have a free tool to make this easy and keep
>> you on track.

Sue, AGAIN, put your money where your mouth is and let's simulate this puppy. You get your fancy schmancy scamware that you sell using Amway MLM methods, and I get a simple, yet competitive checking account that actually pays interest that anyone, anywhere can get for free. We agree on a sample problem, and post our money movements, and we check each other's math. If you have so much faith in your $3500 highway robbery software, than this challenge should be easy to win. But unfortunately for you, it's not that simple. You know a good savings account coupled with prepaying beats the HELOC game nowadays. All payment dates are set by employers and creditors, so no "optimization" (read: smoke and mirrors) needed.

You can say the detractors are wrong all you want, but the detractors are here saying "let's once and for all PROVE IT!!!!!" by each taking our own approach to the same mortgage/income/expense setup and see who pays off first. Then people will see how much this $3500 software is really worth (read: less than $0.)

AGAIN, LET'S PROVE IT. YOU KNOW YOU ARE A SCAM ARTIST, SO I'M GUESSING YOU WON'T ACCEPT THE CHALLENGE.

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FIB - Scams 101 is maintained by Lesley Fountain with WebBBS 5.12.






NOTICE TO SCUMBEEZLES
(you know who you are... you scream "Foul!" when the truth comes out)
        PLEASE READ THIS LEGAL NOTICE CAREFULLY BEFORE YOU FILE A LAWSUIT OR EVEN WASTE TIME THINKING ABOUT IT.  It has been done before, but never successfully.  In fact, the last dodobird who tried it ended up being ordered to pay more than $77,000 in attorney fees ($65,000+ to my attorneys and $12,000+ to my co-defendant's legal advisor).
        If your attorney is worth his salt, he's going to tell you that the expense of filing a lawsuit you can't win is a whole lot worse than any "damages" resulting from messages posted on this insignificant little chunk of cyberspace.
        NEWS FLASH:  I didn't just climb down off that ol' turnip truck yesterday.  I'm well aware that expressing a negative opinion, relating one's personal experience, and restating provable facts are all legal in this country and do not constitute libel, slander, or defamation -- so you don't want to play games with me, and you sure don't want to start something you aren't prepared to finish.  I don't take threats lightly, and I don't accept bribes (or did you call it a "mutually-beneficial arrangement"?).  I'll turn you in faster than you can yell, "ARREST ME, I'M SCUM!!" 
        Do yourself a favor and turn your legal team loose in greener pastures.

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        In closing, I would like to remind you once again that it is still legal, in this great country of ours, to express a PERSONAL OPINION, as long as it is presented as opinion and not as fact.
        And finally, all you scammers out there will do well to remember that TRUTH IS AN ABSOLUTE DEFENSE against charges of libel, defamation, and slander... so if you're operating just a hop, skip, and jump ahead of the law, you might want to think twice before doing anything stupid... (AND SHAME ON YOU!!).