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FIB - Scams 101

Re: How Much do YOU Need to Retire?

Posted By: Dennis Bevers
Date: Wednesday, March 12, 2008, at 2:58 p.m.(pst)

In Response To: Re: How Much do YOU Need to Retire? (Sandi Bowman)

>> With all due respect, Dennis (and I respect you a LOT), you may find
>> that, as you get older and all the factors get figured in, your goals may
>> have to change or at least you'll decide to change them because your
>> viewpoint and priorities change. Sometimes it's due to unexpected and
>> unanticipated events (not always your own doing) and so on. I wish you
>> well with your continued working plans but I would not plan on it without
>> a viable fallback position if I were you.

>> Sandi Bowman

I haven't lost touch with reality Sandy.

1. As a self-employed business person - retirement doesn't have to same attractions to me as it does for an employee.

2. With my established business, I could continue selling while flat on my back in a hospital bed, as at least one of my associates has done. I can conduct business with clients across the US via cell phones, faxes, and internet.

3. I have many clients who have been doing business with me for 15 to 23 years, so it's actually more like having a cup of coffee with friends than it is selling. If my clients need something and I haven't stopped by, they'll often call me.

4. I'm home today, working on quotes for over $4000 in new orders that will happen this month, in addition to many other orders that are pending. No shortage of business, regardless of the economy. I've already booked my hotel for my next overnight sales trip to Houston, and have a number of clients to see then.

5. Once I reach 67, I can start collecting full Socialist Security benefits. If I'm still working at my regular pace, I can bank 100% of the meager SS payback and leave it for absolute needs at a later time.

My retirement plan is a mindset. I don't plan on kicking back and spending weeks and months on end vacationing, golfing (I don't golf), fishing (rarely, even though I'm a member of a local fishing club, or sitting on the porch in a rocking chair. Activity, business and otherwise can keep a person young beyond their years.

Dennis Bevers

My home-based bizopp that allows me to face $3 gasoline without fear!

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