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FIB - Scams 101
From SUE... Re: An open Challenge to the United First Financial
Posted By: Sue Copening In Response To: An open Challenge to the United First Financial (Calvin)
Date: Saturday, March 22, 2008, at 1:19 p.m.(pst)
Gary...
You are missing a big point about this program... we never say that someone can't do something similar on their own. If they are, and are sticking to their program, they are doing great.
Most people are not.
The math algorithms were designed by human beings and there are probably lots of people who can do a good job on their own.... but can they do it with as little EFFORT?
Regarding your challenge... I would be HAPPY to take your challenge with 2 added features...
You have to do all of what you describe and spend less than 10 minutes a month doing it.
Also, you need to be sure that you will not make an error that throws off your results.
Otherwise there is no point in comparing.
I have done this exact compairison (I was a skeptic myself before I got involved) and the Money Merge approach beats the savings account approch, even with cost of software accounted for). What most people fail to take into account is the time value of the transfers and the advantage advance transfers make. Additionally, the interest on your checking is TAXABLE and the interest on a HELOC is TAX DEDUCTIBLE. Those 2 factors are why this will beat your scenario every time, though if you like your system better and you are disciplined enough to stick with it, who cares if you short yourself a few thousand dollars ... the important thing is that you do something that works for YOU.
This system and software simply offers a series of benefits...
It OPTIMIZES your savings.
It does it with minimal time and effort.
It does an accurate job of the math, every time.
It helps you stay motivated - seeing the daily impact allows you to effect it.
It helps you make better financial decisions.I have stopped arguing with yam-heads on the internet about this program, which is why I missed your post until now. However... let me let some others do the talking...
National MAGAZINES have said about United First Financial:
Broker Banker magazine - "Outstanding Company of the Month"
Mortgage Planner magazine - cover story and feature article
Personal Real Estate Investor magazine - EDITORS CHOICE AWARD.The 6th largest bank in the country, entered into a joint venture with UFirst's parent company, Accelerated Equity, so that they can be our "preferred provider of equity lines of credit. They had their attorneys turning this inside out for months as they finalized everything.
GREAT CREDIBILITY builder, don't you think?
Quotes like this abound now...
“I have never personally and or publicly endorsed any product. However… I am endorsing this one, it’s the real deal.” ...Brian Topor, Publisher, Broker Banker Magazine
"The Money Merge Account system simplifies a complex world so that homeowners can manage tgheir financial condition better. This we applaud. We found the Money Merge Account system from United First Finanical as the leader in this market." ...Andrew Waite, Personal RE Investor Magazine
"Every homeowner should use this system. I pays for it'self many times over. It's fun to use, I get a kick out of using the program." ...client quote from magazine article - Personal RE Investor.
"We have been able to reduce our principal on our first mortgage by $13,000 and are on our way to a complete pay off in about 11 years." ...another client quote from Per RE Investor article.
“Any Mortgage Broker that does not show their clients how to accelerate their mortgage payoff through this program… is CRAZY! My clients keep asking me, “Why hasn’t anyone told me about this before?” This program has created for a referral brush fire for me.” ...Scott Schaffer, Mortgage Broker
Do your research...
Look at multiple opinions and sources...
Do SOMETHING to help yourself, if not this... do SOMETHING.Sue :)
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FIB - Scams 101 is maintained by Lesley Fountain with WebBBS 5.12.
| PLEASE READ THIS LEGAL NOTICE CAREFULLY BEFORE YOU FILE A LAWSUIT OR EVEN WASTE TIME THINKING ABOUT IT. It has been done before, but never successfully. In fact, the last dodobird who tried it ended up being ordered to pay more than $77,000 in attorney fees ($65,000+ to my attorneys and $12,000+ to my co-defendant's legal advisor).
If your attorney is worth his salt, he's going to tell you that the expense of filing a lawsuit you can't win is a whole lot worse than any "damages" resulting from messages posted on this insignificant little chunk of cyberspace. NEWS FLASH: I didn't just climb down off that ol' turnip truck yesterday. I'm well aware that expressing a negative opinion, relating one's personal experience, and restating provable facts are all legal in this country and do not constitute libel, slander, or defamation -- so you don't want to play games with me, and you sure don't want to start something you aren't prepared to finish. I don't take threats lightly, and I don't accept bribes (or did you call it a "mutually-beneficial arrangement"?). I'll turn you in faster than you can yell, "ARREST ME, I'M SCUM!!" Do yourself a favor and turn your legal team loose in greener pastures. Although we may, from time to time, monitor or review discussions, postings and the like on the Friends In Business (Scams 101) Message Board, we are under no obligation to do so. We are not responsible or liable for any claim arising from the content of any such discussions or postings or for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information contained within such locations on the Site. You are prohibited from posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane materials or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. You are likewise prohibited from posting any false claims against any company or individual. We will fully cooperate with any law enforcement authorities or court order requesting or directing us to disclose the identity of anyone posting any such information or materials. By posting messages and/or content on the Friends In Business (Scams 101) Message Board, you give permission for Lesley Fountain/Friends In Business/Shoestring Success Publications to display, distribute and use the posting and content for publication, advertising, promotion, excerption or example. You grant Lesley Fountain/Friends In Business/Shoestring Success Publications complete, perpetual, but non-exclusive rights to use, archive, reproduce, adapt, modify, distribute, sub-license, repurpose, rework, compile, or offer for sale or resale the messages, postings or content appearing on this site in whole or in part, throughout the world and universe, on a royalty-free basis without remuneration. If you cannot accept or agree with the terms of service for this website and discussion board, you are advised not to post on this board. In closing, I would like to remind you once again that it is still legal, in this great country of ours, to express a PERSONAL OPINION, as long as it is presented as opinion and not as fact. And finally, all you scammers out there will do well to remember that TRUTH IS AN ABSOLUTE DEFENSE against charges of libel, defamation, and slander... so if you're operating just a hop, skip, and jump ahead of the law, you might want to think twice before doing anything stupid... (AND SHAME ON YOU!!). |