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| PROTECT YOURSELF FROM SCAMS! Research all business opportunities thoroughly, and never blow off other people's bad experiences. Ask around (and listen!). The Scams101 Message Board is a good place to start. What's that? You've found a Biz Op and you're wondering if it's endorsed by FIB?... Not unless it's listed in MaaMaw's Magnificent Toolbox. |
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FIB - Scams 101
Re: Prepaid Legal
Posted By: DJ In Response To: Re: Prepaid Legal (Dennis Bevers)
Date: Tuesday, March 25, 2008, at 10:04 p.m.(pst)
>> >> As for MLM businesses all companies are MLM's when you think
>> about
>> >> it.You have the manufacturer, sells to the distributer, who
>> sells to the
>> >> wholesaler, who sells to the retaler, who sells to you and
>> me, each adding
>> >> to the price and taking their cut. The company that I'm an
>> associate does
>> >> not take a cut of the money I make from a sale. The other
>> amounts are from
>> >> general profits of the company listed on the stock exchange.>> >> Bob
>> Bob,
>> I can't believe I overlooked the MLM aspects of florists, who have to
>> consume X dozen bouguets of flowers in their own home in order to buy from
>> the wholesaler or get a franchise with FTD.>> Or the real estate agent, who has to buy at least one house per year
>> from his broker, who has to guarantee X number per year in order to get
>> licensed by the state and accepted into the local real estate board. And
>> the selling price isn't fixed by the quarterly brochure the MLM company
>> charges for.>> And how could I overlook the captive market where the Allstate agent
>> is prohibited from selling for Progressive, Hartford, Prudential, MetLife,
>> etc - except for those "Independent Agents" who may carry all of
>> those, along with Progressive, MONY, Fireman's Fund, etc.>> Of course, the insurance agent is prohibited from advertising a sale
>> on policies for the next 10 days, just like anyone in MLM. But, then
>> again, the restauranteur can offer specials every day of the week, so he's
>> different from MLM also. That same insurance agent had to go through hours
>> of education, both formal and on their own, in order to prepare themselves
>> for the appropriate exam for the type policies they will be authorized to
>> sell. Not exactly similar to the MLMer who came home pumped up a midnight
>> last night, who is now trying to get his co-workers to come over to his
>> house Friday night to discuss this new revolutionary income source.>> I'm not sure of the relationship of MLM to dentistry, as some work
>> independently, while others are part of Limited Liability Corporations. Do
>> the patients have to recruit other patients in order to be eligible to see
>> the dentist each month. Or are they required to buy their toothbrushes and
>> dental floss only from him?>> But, I overlooked my proprietary technical college, which sales
>> education to students in exchange for a better life once they earn their
>> degree.>> Your analogy might have been a bit better if instead of saying all
>> business is MLM, confining the definition to retail business. Those who
>> would fall for that over-simplified "all business is MLM" could
>> be expected to fall for the argument that a company that charges business
>> for the services of a person, who will be forced to work for the
>> contractor, and not have control over their time or even their desire to
>> smoke and take unlimited bathroom breaks is a slave trader, rather than a
>> temp service as they list themselves in the yellow pages.>> Isn't all labor a form of slavery??? Exchanging your time and talent
>> for filthy lucre! Oh, yeah, the MLMer has been sold on the idea of using
>> their non-productive hours to call unlimited numbers of people at home to
>> solicit them to join their MLM, so they can recruit other slaves to use
>> their non-productive hours in the service to others.>> Words have precise meanings and multi-level marketing does not mean
>> manufacturer to wholesaler to retailer to customer.>> Dennis Bevers
PrePaidlegal is a great thing to have. Not only will they assist you in your legal issues but will also watch your Identity with the assistance of the KROLL company who moniter your Identity 24/7. Look we all pay a monthly fee for at least one thing, whether it be for car insurance, medical insurance, credit cards, loans, etc. So what is less than a dollar a day for a month for legal coverage and identity theft protection ? Wouldnt you rather have someone watching your Identity and respond to an attacker and letting you know that there has been an illegal ATTEMPT of using your name but that it was stopped ? I know I would. Look prepaidlegal isnt for everyone, god knows there are tons of people out there that are skeptical on this and thats fine. It isnt for everyone but if you would rather spend more time with family and friends and not having to worry about getting a notice in the mail or a phone call from a collection agency asking you why you havent paid your bills on your new 2009 BMW that you have never seen before because you never bought one, then by all means keep doing what your doing. I myself have prepaid legal and they have done a great job with my legal issues. Prepaidlegal is legit company not just because of my word or anyone elses but would a non legit company be on the NYSE ? As far as I know, you have to be asked by the FTC in order to get on the NYSE. Its not something that you can just get into. Well Thats my two cents.
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