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FIB - Scams 101
Re: EDITORS CHOICE AWARD - to United First Financial
Posted By: Sue Copening In Response To: Re: EDITORS CHOICE AWARD - to United First Financial (Bill, the Roadie)
Date: Wednesday, March 26, 2008, at 10:04 p.m.(pst)
In Response To: Re: EDITORS CHOICE AWARD - to United First Financial (Bill, the Roadie)
>> Even if all that's true, its pricing is an obvious ripoff. When you
>> can buy Microsoft Office suite for a few hundred $$, there's no
>> justification except greed to charge thousands for something that's the
>> equivalent of a few Excel macros.
Not "obvious" at all. Technically to "rip off" means to steal. This is unfair and untruthful. It you don't think it is worth it... don't buy it. We are not twisting you arm. We present information, hopefully the homeowner has an open mind, learns, does research, and then makes an informed business decision. This is a what a free market is about.
>> That offends many people's sense of fairness, especially regulars on
>> this forum.
>> If a product deserves to succeed in the open marketplace in our free
Bill... what business are you in? Fair? Do you understand the nature of a free market? In a free market someone builds a better mousetrap and they have the right to set their own price. Consumers then have the right to buy, or not buy.
Or are you implying that the "regulars" on this forum are incapable of weighing a return on investment? If that is the case, I might be able to understand why some would be offended at ANY product that came with a "pricey" cost attached to it. After all... if that is the mindset... there is no reason to buy a Mercedes when a Yugo will get you to the same destination. But let's face it. They perform the same task, but the comfort in which you arrive, and even the time of arrival, will probably vary.
However this program cannot be compared to anything else on the market right now as it is the ONLY program on the market with these exact features and benefits.
It is not only succeeding in the marketplace... but doing it quite well as you can see from the accolades from independent financial professionals. Over a 600% increase in sales in the last year.
it should be possible to price it fairly, put it on shelves next
>> to its competitors, and let the one with the best feature/cost ratio for
>> each consumer get sold. I
Again, there are no true competitors, if you continue to investigate, get an Agent to show you the DEMO software in action (for example), you will understand this. There are some programs that are close, but none with the software we have. This is why in the comparison study that "Personal Real Estate Investor" magazine did (they compared a variety of acceleration programs), they awarded us EDITORS CHOICE AWARD.
> t shouldn't have to be sold the way this product
>> is, with outrageous sales commissions paid to folks who haven't added a
>> proportionate amount of value to the distribution chain.
This is not like selling tennis balls... yellow or white... it is a complicated sale that involves at least an hour or more of education in order for the client to make an informed buying decision. Not every client buys. As in any business it is a numbers game... you have to "prospect," advertise, set appointments, reschedule appointments, have the appointments, follow up (for up to 2 weeks as they get approved for a line of credit), etc. While 50-90% of our qualified clients buy after seeing the demo, you still spend a lot of time for every sale.
If you need to "justify" the $3500 cost, and believe me, I did, you simply figure out your individual margin of error (if you are projected to save $200,000 it is 1.7%) and decide if you think you could "do it yourself" and get as good a result. My margin of error was actually more than 8%. Did I think I had a good chance of doing the math accurately enough to be within an 8% margin of error? Actually, I thought I might. However I did NOT think I would be disciplined enough to follow through every month without having a tool to make it easy. If it took more than a few minutes to do, I would probably slack off and not follow through consistently. For me it was as much about efficiency and saving time, as it was the math.
Or, just refer some folks after you see how great it is working for you. 5 referrals pays for your own program. Will Microsoft Office Suite pay you a referral fee when you recommend them to your peers?
Does Microsoft give you FREE upgrades and unlimited client support and coaching? If you add in the upgrade costs for 15 years of Microsoft programs, what does that program really cost? Upgrades to this program are free. In June Version 4 is coming out... except that they have decided to launch several upgrades at one time so, in reality, there are going to be over 5 new features added to the software.
>> I still claim that the savings being touted are calculated as far out
>> as possible in the mortgage time period, where the truth is that loans are
>> rolled over, refinanced, or paid off at a much earlier average age. I
>> might be wrong, but that's a common fallacy about the time value of money
>> that's used by other tricky payoff calculators.
Here is where your misunderstanding of the program comes into play. While you are certainly right that many people do not keep a home 30 years, they do have SOME home, as they just buy another one. Since the program is "portable" ...you can use it on unlimited numbers of homes and mortgages with just a small transfer fee. So the savings ARE realized, even if they are realized through using it on 5 homes instead of just one. In reality, since most people move "UP" ...whatever initial savings are projected, they are going to be even greater for many people... as the larger the mortgage, the greater the savings you can achieve (cash flow being at least same).
Also... because you can generally build a LOT more equity into your property in just a few years, this means that your next home can be even bigger/better, meaning that with every home you are leveraging even more wealth potential. Real estate INVESTORS love our program, as they can generally build a RE portfolio about 20-30% faster, with the same cash flow.
Anyway, the bottom line is this. Do your own research, look at what independent 3rd parties (especially professionals) are saying, and before you slam the door in the face of an opportunity that can make you financially independent years earlier, find a UFirst Agent that is qualified to show you the DEMO software in action. They will let you ask questions, propose scenarios to see how the software responds, etc. Don't be afraid, this is not some "hard-sell" type of thing. In fact it is impossible to "hard sell" this as, for most clients, it takes several weeks to set up a line of credit and most of our "sales" are over the phone. The sales approach with this program is simply educational. We educate you on the features and benefits until you have enough information to determine if this is worth it for YOU. Remember, money back guarantee ... ask to see a copy of it before you move forward.
So... is your home paid for?
Messages In This Thread
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Do yourself a favor and turn your legal team loose in greener pastures.
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