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|PROTECT YOURSELF FROM SCAMS! Research all business opportunities thoroughly, and never blow off other people's bad experiences. Ask around (and listen!). The Scams101 Message Board is a good place to start. What's that? You've found a Biz Op and you're wondering if it's endorsed by FIB?... Not unless it's listed in MaaMaw's Magnificent Toolbox.|
FIB - Scams 101
Re:I know better-----
Posted By: Michael J McMillan In Response To: Re: EDITORS CHOICE AWARD - to United First Financial (Sue Copening)
Date: Thursday, March 27, 2008, at 6:58 p.m.(pst)
In Response To: Re: EDITORS CHOICE AWARD - to United First Financial (Sue Copening)
---Than to get mixed up in this mess again. Can't be helped, though, because this has come up once again like the bad penny you just can't seem to be rid of. This time around, it prompted a Google search for Money Merge Accounts, which is what all of this UFF stuff is based on. I found something of interest in the link below, at least it got my interest.
Personal thoughts: I doubt that this program does any better than you can do by simply paying extra payments with the stipulation that the extra payments are to pay down the PRINCIPAL. You can easily do this by making the necessary arrangements with your bank/mortgage company, it costs either nothing or a small fee to figure it out "for sure".
MMAs do not create money out of thin air. The money to pay down the debt has to come from somewhere, and that means either you trim other areas of your budget to find the money or you get a better-paying job, or maybe both. That requires personal discipline. If you have that, you can make a spreadsheet dance your tune and pay down your mortgage early. If you don't have that, no amount of special software can help you.
Third and last thought on this; it's personal I admit but I have a visceral dislike of Helocs or anything else based on an ARM. I've hated ARMS ever since they first came out way back in the late Seventies. They trapped good people in bad mortgages then, and nothing has changed since. The Heloc just feels like a trap because it's based on an ARM, and----- forget about the cheese, just let me out of this trap.
MMA blog site--- somebody else's, not mine.
Messages In This Thread
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If your attorney is worth his salt, he's going to tell you that the expense of filing a lawsuit you can't win is a whole lot worse than any "damages" resulting from messages posted on this insignificant little chunk of cyberspace.
NEWS FLASH: I didn't just climb down off that ol' turnip truck yesterday. I'm well aware that expressing a negative opinion, relating one's personal experience, and restating provable facts are all legal in this country and do not constitute libel, slander, or defamation -- so you don't want to play games with me, and you sure don't want to start something you aren't prepared to finish. I don't take threats lightly, and I don't accept bribes (or did you call it a "mutually-beneficial arrangement"?). I'll turn you in faster than you can yell, "ARREST ME, I'M SCUM!!"
Do yourself a favor and turn your legal team loose in greener pastures.
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In closing, I would like to remind you once again that it is still legal, in this great country of ours, to express a PERSONAL OPINION, as long as it is presented as opinion and not as fact.
And finally, all you scammers out there will do well to remember that TRUTH IS AN ABSOLUTE DEFENSE against charges of libel, defamation, and slander... so if you're operating just a hop, skip, and jump ahead of the law, you might want to think twice before doing anything stupid... (AND SHAME ON YOU!!).