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PROTECT YOURSELF FROM SCAMS!  Research all business opportunities thoroughly, and never blow off other people's bad experiences.  Ask around (and listen!).  The Scams101 Message Board is a good place to start.  What's that?  You've found a Biz Op and you're wondering if it's endorsed by FIB?...  Not unless it's listed in MaaMaw's Magnificent Toolbox.






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FIB - Scams 101

Wellll... no

Posted By: Mel. White
Date: Sunday, May 4, 2008, at 9:47 p.m.(pst)

In Response To: Re: Thanks, Mel (Kathy)

>> wow you two must be lawyers!lol

No, but I'm a graduate student and an anthropologist and I do research on human subjects. That was kind of a quick explanation for folks here. Anthropologists are tree-hugging hippy-dippy humanists, and I believe everyone deserves "full disclosure".

That was sort of the minimum you need to do for research on this topic.

>> I didnt realize I would have to apply for a federal grant and get
>> permission. Geesh....Like we are a bunch of ginea pigs. Yes my grandson
>> son is on chemo and has suffered the pain of human clinical trials at NIH.
>> But this isnt human trials. Nice comparison though.

You were the one who suggested research. That's how research is done -- scientific method.

You can't compare the effects on my mortgage/etc (supporting 5 people, and three elderly relatives who need attention on grad student slave wages) with a mortgage for my friend, who's a 35 year old farmer with a wife and one kid.

And I think that in all fairness, people who get involved in a researcher's project deserve to have good research done.

You'd expect that for yourself, right?

>> If we were doing a comparison of software and self spreadsheets
>> wouldnt I be the only one purchasing or using the UFF software?

The formulas aren't magic. You can find paydown schedules and spreadsheets (if you have Excel) all over the internet and compare them directly.

>> well,there is a new article I got in the mail today that actually has
>> the comparisons in it from the different softwares. I know UFF probably
>> paid the magazine off to print it, but anyway guess who got the thumbs up?

I know you were being ironic, but you've hit on a partial truth. UFF is an advertising partner and the magazine features articles written by the advertisers (if it's the one I'm thinking of.) So, yes, someone at UFF wrote it. Check out their featured businesses from previous years (if you can) and you'll find the articles are being written by franchisers.

...at least, I'm pretty sure you didn't mean it was a featured business in Time magazine or Barrons Financial Report or Motley Fool or Wall Street Journal.

>> I guess we will just have to wait and see whats what in the near
>> future. Hey I have been wrong once before!

We have no problem with you spending your own money on this... if you feel it does you good, then good for you! If you want to do historical research, then have at it (but do a decent job of it, eh?)

But don't challenge people to "do research" with you and require them to fork over $3500 for the privilege. That's not ethical research. I think people deserve good, fair, and ethical research and reporting. But not everyone knows what this is or what it looks like, so I do educate the "board buddies" and driveby readers when I have the chance.

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