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PROTECT YOURSELF FROM SCAMS!  Research all business opportunities thoroughly, and never blow off other people's bad experiences.  Ask around (and listen!).  The Scams101 Message Board is a good place to start.  What's that?  You've found a Biz Op and you're wondering if it's endorsed by FIB?...  Not unless it's listed in MaaMaw's Magnificent Toolbox.






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FIB - Scams 101

Re: An open Challenge to the United First Financial

Posted By: ...
Date: Friday, June 13, 2008, at 12:46 p.m.(pst)

In Response To: Re: An open Challenge to the United First Financial (Calvin)

Just as I suspected, alot of people don't do much research on this because yes, there is a home office. It's located in bluffdale, UT. Like I previously offered, there is literature on the MMA and there are alot of things about it and its owners that you apparently don't know. If anyone would like links to them please let me know because it sounds like alot of people are scared because of things agents have told them, so I'll give it to you right from the source, something that people haven't gotten. Like I said, just let me know and you can get "both sides of the story".

>> you obviously haven't read much of my writings all over the net about
>> this product, and for that matter and more importantly, much of the
>> agents' writings either. The product is marketed as "pay your
>> mortgage off faster", not "let us help guide you to make good
>> financial decisions." Obviously, if they were interested in good
>> financial decisions, they'd never recommend MMA, because it's slower, more
>> expensive, more complicated, and adds more risk to the user.

>> Most UFF agents ignore the fundamental question of "Should you
>> payoff your mortgage ahead of schedule?", which the answer will be
>> different for different people. Some hate risk. Some hate debt. Some are
>> good at investing, some have other needs. It's acomplicated question your
>> "home office" and countless agents ignore. I chose to payoff my
>> mortgage. Some choose otherwise. There is no right answer for all. UFF
>> agents typically only provide one side of the story.

>> Why do agents harp on the complexity of the algorithm? want to know
>> optimal prepayment amounts each month? Income minus bills. Wow, that's
>> complicated. 3rd graders could do that calculation.

>> I could go into the dozens of typical lies agents tell, some already
>> told by agents in this very discussion thread, but it's been covered a
>> zillion times over.

>> I haven't heard of the home office......that's a new one. Points for
>> originality. No points for substance though. UFF is still a joke. They
>> supposedly invented the MMA, but can't even do that right. HA!

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