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FIB - Scams 101
Re: An open Challenge to the United First Financial
Posted By: ... In Response To: Re: An open Challenge to the United First Financial (Calvin)
Date: Friday, June 13, 2008, at 3:43 p.m.(pst)
In Response To: Re: An open Challenge to the United First Financial (Calvin)
This is awesome because you made a mistake that agent's make all the time, you must be an ordinary person just like them! Congrats! First of all, what's the monthly payment you're making and secondly what's the escrow on it (if you're paying any at all). As far as monthly expenses, we're talking everything that you use for food, gas, entertainment, bills, etc, the $3000 is used on that?
And, what's the $5000? You said it's in the bank and so how're you applying it to the mma because you used that term broadly as if you have $5000 just sitting there, so that's nice. Last question is what are your years to pay off without the mma? As for your no emergencies comment, it was kinda just out there like the $5000 comment so who knows what that means. I look forward to proving you wrong monday.
>> $200,000 mortgage, 6%, 30 year terms, minimum payment due on the 1st.
>> HELOC of 7%, interest based on average daily balance (unlike the UFF
>> demonstrates on their own site where they do the math wrong :) )
>> $5,000 income, paid on the 26th of every month
>> $3,000 non-mortgage monthly expenses, all wrapped up on a credit card,
>> balance paid in full on the 28th of each month
>> $5,000 in the bank, 3% interest rate (mine pays me 5%, 6% at one
>> HELOC balance starts at $3500 for you, $0 for me (and I won't touch it
>> since I don't since there are no "emergencies").
>> it's Jan 1 of year zero. surely your amazing software can outperform
>> my little old brain? :) I'm quite open minded. Enlighten me, oh great one.
>> i'm guessing you don't take this challenge since you and I both know
>> you'll come out about 4 months behind with your $3500 software for the
>> above scenario.
Messages In This Thread
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