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PROTECT YOURSELF FROM SCAMS!  Research all business opportunities thoroughly, and never blow off other people's bad experiences.  Ask around (and listen!).  The Scams101 Message Board is a good place to start.  What's that?  You've found a Biz Op and you're wondering if it's endorsed by FIB?...  Not unless it's listed in MaaMaw's Magnificent Toolbox.






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FIB - Scams 101

Re: Projectpayday is a scam!!!!!!

Posted By: kiran talla
Date: Thursday, July 31, 2008, at 9:27 p.m.(pst)

In Response To: Re: Projectpayday is a scam!!!!!! (carolyn)

If any site scams one/many people it should be put in blacklist irrespective of how good it is to x or y. When people stop using them they will stop playing the fool game of scamming.

"The catch here is there is no check on thses guys/scammers and one who checks them is YOU"

This will prevent people from being fooled and the internet will be a better place from those who do their small business.

>> Projectpayday isn't EXACTLY a scam, but neither is it as easy or as
>> fast to get paid as the ad claims. I too was briefly in a jam and
>> "desperate for money" (A bad time to try something new, by the
>> way, because your judgment is really poor!) Projectpayday looked legit, so
>> I studied it for quite a while and felt I understood the process
>> relatively well. You start out accepting "free trial" offers for
>> coffee delivery, childrens books, & so on, so other people can earn
>> either cash or an item (a tv, treadmill, etc.) by getting referrals (ie:
>> YOU) to accept these offers. You make an online agreement with someone who
>> is looking for referrals, and when you've accepted enough offers, that
>> person pays you. You must have a paypal account set up to RECEIVE payments
>> in order to get paid right away. Getting that account set up seems to take
>> at least a full day. PROBLEMS: 1) The offers available for you to accept
>> are limited. As you go from site to site, you see the same ones over and
>> over. I was blocked from several because I'd already been a customer of
>> that company and wasn't allowed to do a free trial. 2) EVEN IF THE OFFER
>> SAYS IT CREDITS YOU INSTANTLY (so the person can pay you for the offers
>> you've done) IT DOESN'T!!! It took 3 days or more for me to get credit for
>> the offers. *I was working this on a Saturday. This may not be the case on
>> a weekday- but BE WARY. 3) The people you're working for pay you for a
>> "credit". So, for one full credit in offers they'll pay you,
>> let's say, $40. Here's the trouble -- most of the offers DON'T GIVE YOU A
>> FULL CREDIT. You may have to sign up for 3 offers at 1/3 credit each just
>> to get one credit. At some sites, you are not eligible to be the person's
>> referral until you've earned TWO credits. In other words, you have to
>> accept perhaps SIX offers to get your $40. Let's see, an average $3.00
>> "free trial" or "shipping" charge, times six.... Then
>> if you KEEP one of the offers, you're in the hole. At any rate, you've
>> hardly made any $$$, and you sure won't see it today! 4) Remember that
>> even for most "free" offers, you'll be charged postage or some
>> kind of handling fee ($1.95, $4.95, etc.) 5) Lots of the offers AREN'T
>> free AT ALL. SOME OF THE OFFERS INSIST THAT YOU ACCEPT ONE ORDER, OR EVEN
>> MORE, AT THE END OF THE FREE TRIAL IN ORDER NOT TO "GO RED" (If
>> you go red you never get paid.)***So, the bottom line is, all the old
>> adages apply: You have to spend money to make money. If it looks too good
>> to be true, it probably is. Etc. My final experience was that my poor
>> almost-empty bank account got charged up with various fees that threw me
>> into overdraft status, and instead of making money, I lost about $100 in
>> bank fees. THANK GOD I KEPT CAREFUL RECORDS AND CANCELLED ALL MY FREE
>> TRIALS BEFORE THE BIG CHARGES HIT!! (And I contacted the
>> "payers" I'd made agreements with and told them this just wasn't
>> for me.) I think this might be interesting if you have money to experiment
>> with and are adamant about working from your family room. But IF YOU'RE IN
>> NEED OF CASH RIGHT THIS MINUTE, THIS IS NOT FOR YOU. YOU CAN GET IN BIG,
>> BIG TROUBLE HERE, AND YOU'LL ALMOST CERTAINLY END UP WORSE OFF THAN YOU
>> WERE TO START WITH. MY ADVICE: Get a good job, or two good jobs, and work
>> overtime. (gulp!) Yep, that's how I have gotten (mostly!) solvent. And
>> it's easier, and less nerve-wracking, than projectpayday! I know, I know -
>> that overtime paycheck is a week away. :o)
>> But you've been warned.

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