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FIB - Scams 101
Re: THANKS SO MUCH! - from SUE COPENING
Posted By: Craig Hansen In Response To: THANKS SO MUCH! - from SUE COPENING (Sue Copening)
Date: Thursday, September 17, 2009, at 7:35 a.m.(pst)
Here are the MMA sales figures for 2009:
Jan 3,473
Feb 2,177
Mar 2,428
Apr 2,058
May 1,353
Jun 1,092
Jul 849Clearly, people are listening - to us. That's a 75% monthly sales drop since January 09. MaaMaw's message board has been one place among many to get accurate information about United First Financial and their Money Merge Account, but your inability to address Calvin's challenge or other questions here with anything but endless rhetoric can not have helped your reputation or your sales.
UFirst has had rounds of layoffs, and the head office staff is shrinking, but the real losers in this scam will be the agents. Sue, your name will be associated with this scam for years, as every google search for your name will bring people to places like this.
The Money Merge Account will fade away long before your reputation can recover, and only if you choose to market legitimate products and services that help your clients, rather than this magic pill solution that actually hurts them more than it helps.
You're welcome, Sue.
Regards,
Craig Hansen>> THANKS so much!
>> While I know you think that "trashing" our program is going
>> to scare folks away, most people are smart enough to realize that we
>> wouldn't be in business almost 5 years, and have thousands of satisfied
>> clients, if our program didn't have value. Of course, the awards our
>> program has won hasn't hurt either, as when people read the due diligence
>> that went into the awards process, they understand that they are NOT, as
>> you so kindly say "complete cr@p." ...far from it.>> Folks notice that no one who has used the program is complaining, or
>> saying they were disappointed in the results. The only folks
>> "bashing" us are people who haven't used our program.
>> "Armchair quarterbacks," as it were.>> Having this here has really made my phone ring... and I've helped my
>> clients get on track with their financial future, something they have not
>> been able to achieve easily before.>> I find it ironic that you tell people that they can so easily "do
>> it themselves" when, in fact, if they could have, they would have,
>> and they wouldn't be on the internet searching for ways to help themselves
>> financially. I'm sure you HAVE scared away a few meek souls, and I wonder
>> how many of them are in exactly the same financial position they have
>> always been. Nothing changed. I suspect most, especially since about 30%
>> of the people that say "No" to me on the first "go
>> around," call me up 6 months to a year later wanting to come on board
>> after all.>> Of course, I agree that SOME people do have a tremendous amount of
>> discipline and financial savvy and could possibly achieve similar results
>> on their own. United First Financial even states that in their video
>> presentations.>> BUT... those folks never call me.
>> My typical client is some one who has TRIED to get out of debt on
>> their own, and fallen short of their goals. My typical client is also on
>> track to save, on average, over $1000 a month in interest. I also know,
>> because I talk to them, they 6 months, a year, 2 years, 3 years later...
>> they are still "ON TRACK" and excited about the progress they
>> have made with our system.>> Of course, on the savings I mentioned, that's their total interest
>> savings divided by number of months they have projected to pay off and be
>> debt free. I usually ask my clients to compare the savings we can help
>> them achieve, with what they are CURRENTLY doing on their own. This is a
>> good litmus test to see if they are someone that needs our help and if the
>> program would be a good "fit" for them.>> So far, the vast majority of clients I've had do that, have decided to
>> come on board with us. Every time our savings beats what they had done on
>> their own.>> There are lots of things we can do "on our own," but we
>> often choose to use someone more skilled, or a tool, or a service, to do
>> it for us, because they can do it more efficiently and ultimately save us
>> time and aggravation.>> Having a software program, and unlimited coaching, to be more
>> efficient with debt pay off, help us make better financial decisions,
>> motivate us to "stay on track" ... so far it's been a big hit.>> Anyway... thanks again! ... Sue ;~)
>> >> Sue, we all know your product works FAR worse than prepaying
>> on your
>> >> own because of lost monthly opportunity cost, and more
>> importantly, the
>> >> $3500 fee.>> >> You said you would take our challenge and show your product
>> in action
>> >> against a simple sample program if we could show no mistakes
>> and less than
>> >> 5 minutes a month. It will take about 15 minutes TOTAL to
>> show money
>> >> movements that outperform the UFF's sftware by thousdands of
>> dollars.>> >> And, I hate to burst your already massiuvely deflated bubble,
>> but the
>> >> magazines you keep rerferencing are complete crap. They are
>> published by
>> >> they advertizing bodies themselves. Most industries have
>> those
>> >> publications. Good for moving info around within the
>> industry, but never
>> >> used as a true reliable source for a customer. But more
>> importantly, they
>> >> are publications for people looking for ways to MAKE money.
>> Selling this
>> >> scam product is the point. The product doesn't save you any
>> money versus
>> >> what people can already do. It's real value is selling it to
>> ignorant
>> >> people that are easily misled by "magic algorithm"
>> claims and
>> >> lies about changes in cash flow.>> >> Now, how about the May issue of Kiplingers, a real
>> publication in the
>> >> realm of Business Week, Wall Street Journal, etc? What do
>> they say? They
>> >> say the obvious, UFF IS COMPLETE CRAP. If you want to do
>> this, do
>> >> prepayments on your own and save $3500 PLUS INTEREST.>> >> You are a hack, sue, and we all know it.
>> >> Again, you said you'd take our challenge, yet you won't.
>> Possibly
>> >> because you know your precious software starts $3500 behind
>> from day one
>> >> and loses more ground every single month?
>> >> HAHAHAHAHAHAHAHAHHAHAHAHAHAHAHAHA!!!!!!!!!!!>> >> Please stop scamming people and get a real job.
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